Second Year #1: "I'm totally mortgaging my future. An MBA is beyond expensive. I'm going to be so far in debt after next quarter. It's scaring the piss out of me."
Second Year #2: "What's different about next quarter?"
Second Year #1: "Oh, I'm going abroad to Italy for winter quarter."
Second Year #2: "Yeah?"
Second Year #1: "Yeah, I'm just going to ski the entire time. I heard from the class who went last year that the workload is a serious joke."